Is a Work Study Program Right for You?

For most graduate students, paying for grad school is at the top of the list when it comes to considerations around entering a program — and with the average annual tuition being around $19,792¹, those concerns are well justified.

There are, however, a few ways that a graduate student can off-set some of those costs. Scholarships, employer reimbursements and fellowships are all means for alleviating financial burdens on grad students. Unlike loans, these don't have to be paid back.

However, for those who need other options, participating in work study programs may have more than just monetary benefits. It can also provide invaluable experience and skills that may translate to more job opportunities post-graduation.

Federal work study programs (FWS) are government funded opportunities for students to help alleviate some of the financial burden that often comes with going to college. These opportunities extend to all students, including those attending graduate school.

The financial aid office of the institution you're interested in or attending will be able to provide more information about participation in work study programs. Not all schools participate in this program, so it may be a deciding factor when determining where you want to apply, however be aware that there are numerous financial aid avenues to explore in addition to work study programs.

While some work study positions may be off-campus and involve things like tutoring, most jobs are on-campus, such as working in the library, cafeteria, student center or within an academic department. Many institutions will try to match a work study job to the student's area of study. The main intent is that these jobs benefit the student, the institution and/or the public in some way.

If you're interested in pursuing a work study program, you can indicate that on your Free Application for Federal Student Aid (FAFSA^®) application. Since FAFSA aid is awarded on a first-come, first-served basis, it is best to apply as early as possible.

If you're accepted into the work study program (this is often need based), you'll be responsible for finding an appropriate position and applying. These jobs are like other part-time jobs in that you will need to submit a resume and interview. Your financial aid or work study advisor can help you with finding available opportunities and make suggestions.

It's important to remember that work study programs are meant to alleviate some, not all, of your financial responsibilities for grad school. It can be used in conjunction with scholarships, grants, fellowships and loans.

What makes work study programs different than other forms of financial aid is that it gives you invaluable work experience that may be helpful when looking for that "real" job. Having a work-study experience on your resume or CV will show potential employers that you are able to juggle school and work responsibilities, you have a good work ethic and you gained valuable real-world experience.

Bottom Line: As a grad student, participating in a work study program can help you alleviate some of your financial obligations and provide you with valuable work experience. Remember these programs are open to grad students of all ages and can be used in conjunction with other financial aid options. As with all aspects of your grad school journey, thoroughly researching your work study options may well be worth your while in the long run.

1 Average and percentiles of graduate tuition and required fees in degree-granting postsecondary institutions, by control of institution: 1989–90 through 2019–20